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OwnPay Payment Gateway

OwnPay Payment Gateway

By OwnPay
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Description

OwnPay Payment Gateway is the official WooCommerce integration for OwnPay payment gateways. It provides your customers with a secure, responsive, and seamless checkout experience. Offer credit/debit cards, bank transfers, and local mobile banking under your own custom white-labeled brand.

Key Features:

  • Quick integration of OwnPay payments into WooCommerce checkout.
  • Secure, encrypted transaction processing.
  • Configure custom checkout gateway logos directly from the admin dashboard with automatic sizing constraints.
  • Built-in server-to-server webhook confirmation with HMAC-SHA256 signature verification.
  • Synchronous check on thank-you page to verify payments instantly.
  • Optional customer checkout processing fees (flat or percentage).
  • Easy to read payment logs with raw API response payload view.

Benefits:

  • Unified Checkout: Pay using multiple payment methods on a single white-labeled endpoint.
  • Secure Transactions: Protect your store and customers with HMAC signed verification callbacks.
  • Responsive & Fast: Designed to load efficiently on both desktop and mobile screens.

External Services

This plugin sends payment data to your OwnPay gateway installation – a self-hosted or
managed payment server whose URL you configure in WooCommerce > Settings > Payments > OwnPay.

Data sent to your configured endpoint when a customer initiates a checkout:

  • Order amount and currency
  • Customer email address, name, and phone number
  • WooCommerce order ID (as a payment reference)

No data is sent to any OwnPay-operated server by default. The API endpoint is entirely
controlled by the site administrator. For OwnPay’s privacy policy, visit https://ownpay.org/privacy.

Privacy

This plugin communicates with the OwnPay payment API (configurable endpoint) to process transactions. No customer data is sent to OwnPay without the customer initiating a payment. Transaction details are stored in WooCommerce order meta. For OwnPay’s privacy policy, visit https://ownpay.org/privacy.

Screenshots

Settings panel showing API credentials and webhook helper.
Settings panel showing API credentials and webhook helper.
Customer checkout payment method selection.
Customer checkout payment method selection.
OwnPay admin dashboard showing recent WooCommerce transaction logs.
OwnPay admin dashboard showing recent WooCommerce transaction logs.

Installation

  1. Upload the plugin folder to the /wp-content/plugins/ directory, or install it directly through the WordPress plugins dashboard.
  2. Activate the plugin through the ‘Plugins’ menu in WordPress.
  3. Navigate to WooCommerce > Settings > Payments, and click on OwnPay.
  4. Configure the API endpoint, Bearer API Key, and Webhook Secret.
  5. Copy the displayed Webhook callback URL (https://your-site.com/?wc-api=ownpay) and configure it in your OwnPay Merchant dashboard.

FAQ

How do I configure webhooks?

Copy the Webhook URL from the OwnPay settings in WooCommerce, paste it into your OwnPay Developer dashboard webhooks list, and copy the generated secret key back to the WooCommerce settings.

Can I customize the gateway logo?

Yes! Input any image URL under the “Custom Gateway Logo URL” option in the payment settings. The logo will automatically be rendered with a fixed size constraint to fit the layout.

Reviews

thanks

Nobyembre 5, 2026
thank you very much for upload in wordpress directly.

Excellent Payment Gateway – Highly Recommended!

Nobyembre 1, 2026
I have been using the OwnPay Payment Gateway plugin for my website, and I am extremely satisfied with its performance. The setup process was smooth, and the integration works flawlessly without any glitches. It provides a secure and fast checkout experience for my customers, which has significantly improved user trust. Highly recommended for anyone looking for a reliable payment solution on WordPress!
Read all 2 reviews

Contributors & Developers

“OwnPay Payment Gateway” is open source software. The following people have contributed to this plugin.

Contributors

Translate “OwnPay Payment Gateway” into your language.

Interested in development?

Browse the code, check out the SVN repository, or subscribe to the development log by RSS.

Changelog

1.4.0

  • Added “Settings”, “Docs” and “Support” quick links to the plugin row on the Plugins screen, after “Deactivate”.
  • Raised minimum required WordPress version to 6.7.
  • Updated release automation: deploy to WordPress.org is now dispatched explicitly after tagging, GitHub Actions pinned to commit SHAs.

1.3.0

  • Fixed cancel/failed payment redirect to use guest-compatible pages (Pay for Order for failed, Cart for cancelled).
  • Replaced transient-based customer notice with WooCommerce session for reliable delivery across redirects.
  • Fixed empty Gateway Transaction ID in redirect success order note by checking multiple API field name variants.
  • Removed dead binary dashboard-menu-icon.jpg that was still in the repo.
  • Added server-side payment status verification and customer-facing notices for failed and cancelled payment redirects from OwnPay.
  • Extracted verify_payment_by_id() reusable method from sync_payment_status() to avoid code duplication.
  • Added wp_unslash() to $_SERVER header fallback values in webhook handler.
  • Wrapped method_title and method_description in __() for translation support.
  • Changed admin menu capability from manage_options to manage_woocommerce for consistency with WooCommerce extension guidelines.
  • Added floatval() cast to fee percentage in cart fee label.
  • Fixed WordPress Plugin Checker warnings: ordered i18n placeholders, nonce verification comments for redirect parameters.
  • Added automated GitHub Actions release workflow with version-tagged releases and plugin zip asset generation.
  • Made admin payment list page responsive on mobile devices.
  • Renamed settings labels: “OwnPay API Endpoint URL” to “OwnPay Base URL”, “Custom Gateway Logo” to “OwnPay Gateway Logo”.
  • Added info tooltip on Webhook Secret setting.

1.2.0

  • Removed stale binary dashboard menu icon (196KB JPG) in favor of the existing SVG icon.
  • Added deactivation hook to clean up the runtime cache version option.
  • Fixed version constant mismatch: OPWC_VERSION now correctly reflects 1.2.0 instead of the stale 1.0.0 value.
  • Updated Plugin URI to point to the WordPress.org plugin directory listing instead of the GitHub repository.
  • Improved getallheaders() fallback to only iterate HTTP_* server variables along with CONTENT_TYPE and CONTENT_LENGTH, avoiding unnecessary iteration over all $_SERVER keys.
  • Removed redundant strval() wrappers around sanitize_text_field() calls where applicable.
  • Refactored self-hooking in class constructors: moved add_action/add_filter registrations from __construct() into dedicated init() methods called externally, following WordPress.org coding best practices. Affected classes: OPWC_Payment, OPWC_Hooks, OPWC_Menu_Settings, and OPWC_Admin.
  • Added index.php silence files to all subdirectories (admin/css/, admin/js/, admin/partials/, admin/partials/views/, admin/partials/views/payment-list/, assets/, assets/js/, assets/logo/, languages/) to prevent directory listing on servers.
  • Fixed fallback version string in OPWC class constructor to match the current release.
  • Expanded changelog entries for this release with specific technical details.

1.1.0

  • Fixed some bugs

1.0.0

  • Initial release of the OwnPay Payment Gateway plugin.

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